{"id":88,"date":"2022-11-07T00:00:00","date_gmt":"2022-11-06T15:00:00","guid":{"rendered":"https:\/\/familyls.jp\/column2025\/index.php\/2022\/11\/07\/loan-down-payment\/"},"modified":"2024-11-29T13:14:08","modified_gmt":"2024-11-29T04:14:08","slug":"loan-down-payment","status":"publish","type":"post","link":"https:\/\/www.familyls.jp\/column\/loan\/loan-down-payment\/","title":{"rendered":"\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u982d\u91d1\u306e\u76ee\u5b89\u306f\uff1f\u982d\u91d1\u3092\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u3084\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u969b\u306b\u306f\u982d\u91d1\u3092\u7528\u610f\u3057\u307e\u3059\u304c\u3001\u76ee\u5b89\u306f\u3069\u306e\u304f\u3089\u3044\u306a\u306e\u3067\u3057\u3087\u3046\uff1f<\/p>\n\n\n\n<p>\u300c0\u5186\u3067\u3082\u3044\u3044\u300d\u3068\u3044\u3046\u8a71\u3082\u3042\u308c\u3070\u300c1,000\u4e07\u5186\u306f\u5fc5\u8981\u300d\u3068\u3044\u3046\u610f\u898b\u3082\u3042\u308b\u306e\u3067\u3001\u60a9\u3093\u3067\u3057\u307e\u3044\u307e\u3059\u3088\u306d\u3002<\/p>\n\n\n\n<p>\u305d\u3053\u3067\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u982d\u91d1\u306e\u76ee\u5b89\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u3084\u30c7\u30e1\u30ea\u30c3\u30c8\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u982d\u91d1\u3067\u60a9\u3093\u3067\u3044\u308b\u65b9\u306f\u3001\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<span 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class=\"wp-block-heading\">\u982d\u91d1\u306b\u306f\u3044\u304f\u3089\u5fc5\u8981\uff1f\u306a\u304f\u3066\u3082\u5927\u4e08\u592b\uff1f<\/h3>\n\n\n\n<p>\u982d\u91d1\u306e\u76ee\u5b89\u306f\u3001\u4f4f\u5b85\u4fa1\u683c\u306b\u5bfe\u3057\u30662\u5272\u7a0b\u5ea6\u304c\u76f8\u5834\u3068\u8a00\u308f\u308c\u3066\u304a\u308a\u3001\u4f4f\u5b85\u4fa1\u683c\u304c4,000\u4e07\u5186\u3060\u3068\u3057\u305f\u3089\u3001800\u4e07\u5186\u524d\u5f8c\u304c\u982d\u91d1\u306e\u76ee\u5b89\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u5b9f\u969b\u306b\u9810\u8caf\u91d1\u304b\u3089800\u4e07\u5186\u3092\u7528\u610f\u3059\u308b\u306e\u306f\u96e3\u3057\u3044\u3068\u3044\u3046\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>2\u5272\u306f\u3042\u304f\u307e\u3067\u76ee\u5b89\u306a\u306e\u3067\u3001\u5fc5\u305a\u3057\u3082800\u4e07\u5186\u3092\u982d\u91d1\u306b\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u304c\u884c\u3063\u305f\u300c<a href=\"https:\/\/www.jhf.go.jp\/files\/400361299.pdf\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u8abf\u67fb\uff082022\u5e744\u6708\uff09<\/a>\u300d\u306b\u3088\u308b\u3068\u3001\u878d\u8cc7\u7387\u306f90\uff05\u8d85100\uff05\u4ee5\u4e0b\u306e\u56de\u7b54\u304c\u6700\u3082\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3064\u307e\u308a\u3001\u982d\u91d10\u5186\u307e\u305f\u306f1\u5272\u4ee5\u4e0b\u3067\u4f4f\u5b85\u3092\u8cfc\u5165\u3057\u305f\u65b9\u304c\u6700\u3082\u591a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u982d\u91d10\u5186\u306e\u5834\u5408\u306f\u501f\u5165\u984d\u304c\u5897\u3048\u308b\u3053\u3068\u3067\u3001\u8fd4\u6e08\u304c\u53b3\u3057\u304f\u306a\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b\u3053\u3068\u3082\u5fd8\u308c\u3066\u306f\u3044\u3051\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u982d\u91d1\u306e\u6709\u7121\u3084\u91d1\u984d\u306f\u3001\u8cc7\u7523\u72b6\u6cc1\u3084\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8003\u3048\u306a\u304c\u3089\u6c7a\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"content2\">\u982d\u91d1\u3092\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img alt=\"\" decoding=\"async\" src=\"https:\/\/www.familyls.jp\/column\/wp-content\/uploads\/2022\/11\/2-2.jpg\" alt=\"\" class=\"wp-image-1170\"\/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\u982d\u91d1\u306a\u3057\u3067\u3082\u4f4f\u5b85\u3092\u8cfc\u5165\u3067\u304d\u308b\u3068\u8aac\u660e\u3057\u307e\u3057\u305f\u304c\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u3053\u3053\u3067\u306f\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u3092\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6708\u3005\u306e\u8fd4\u6e08\u8ca0\u62c5\u984d\u3092\u5c11\u306a\u304f\u3067\u304d\u308b<\/h3>\n\n\n\n<p>\u982d\u91d1\u3092\u5165\u308c\u308b\u3068\u305d\u306e\u5206\u501f\u5165\u984d\u304c\u5c11\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u6708\u3005\u306e\u8fd4\u6e08\u8ca0\u62c5\u984d\u3092\u5c11\u306a\u304f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4f8b\u3048\u3070\u30013,000\u4e07\u5186\u306e\u7269\u4ef6\u306b\u5bfe\u3057\u3066\u91d1\u52291.48\uff05\uff08\u5168\u671f\u9593\u56fa\u5b9a\u30fb\u5143\u5229\u5747\u7b49\uff09\u3001\u501f\u5165\u671f\u959335\u5e74\u3067\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u5834\u5408\u3067\u8003\u3048\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u982d\u91d1\u3092\u2460\u306a\u3057\u24611\u5272\u24622\u5272\u3067\u8a08\u7b97\u3092\u3057\u305f\u7d50\u679c\u306f\u3001\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>&nbsp;<\/td><td>\u982d\u91d1<\/td><td>\u501f\u5165\u984d<\/td><td>\u6708\u3005\u652f\u6255\u984d<\/td><\/tr><tr><td>\u2460<\/td><td>0\u5186\uff08\u306a\u3057\uff09<\/td><td>3,000\u4e07\u5186<\/td><td>91,561\u5186<\/td><\/tr><tr><td>\u2461<\/td><td>300\u4e07\u5186\uff081\u5272\uff09<\/td><td>2,700\u4e07\u5186<\/td><td>82,405\u5186<\/td><\/tr><tr><td>\u2462<\/td><td>600\u4e07\u5186\uff082\u5272\uff09<\/td><td>2,400\u4e07\u5186<\/td><td>73,249\u5186<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u203b<a href=\"https:\/\/www.simulation.jhf.go.jp\/type\/simulation\/hikaku\/openPage.do\">\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u8fd4\u6e08\u30d7\u30e9\u30f3\u6bd4\u8f03\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/a>\u3088\u308a\u4f5c\u6210<\/p>\n\n\n\n<p>\u2460\u3068\u2462\u3092\u6bd4\u8f03\u3059\u308b\u3068\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u306f\u7d0418,000\u5186\u3001\u5e74\u9593\u306b\u3059\u308b\u3068\u7d0421\u4e07\u5186\u3082\u306e\u5dee\u304c\u51fa\u307e\u3057\u305f\u3002\u91d1\u984d\u3067\u6bd4\u8f03\u3059\u308b\u3068\u3001\u982d\u91d1\u306e\u6709\u7121\u304c\u8fd4\u6e08\u984d\u306b\u5927\u304d\u304f\u5f71\u97ff\u3059\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7dcf\u652f\u6255\u984d\u3092\u5c11\u306a\u304f\u3067\u304d\u308b<\/h3>\n\n\n\n<p>\u982d\u91d1\u3092\u5165\u308c\u3066\u501f\u5165\u91d1\u984d\u3092\u5c11\u306a\u304f\u3059\u308c\u3070\u3001\u7dcf\u652f\u6255\u984d\u3082\u5c11\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7dcf\u652f\u6255\u984d\u306f\u300c\u501f\u5165\u91d1\u984d\uff0b\u5229\u606f\u300d\u3067\u6c7a\u307e\u308a\u3001\u91d1\u5229\u306f\u501f\u308a\u5165\u308c\u305f\u5143\u91d1\u306b\u5bfe\u3057\u3066\u304b\u304b\u308b\u305f\u3081\u3001\u501f\u5165\u984d\u304c\u5c11\u306a\u304f\u306a\u308c\u3070\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u5229\u606f\u3082\u6e1b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3064\u307e\u308a\u5229\u606f\u304c\u5c11\u306a\u3051\u308c\u3070\u3001\u501f\u5165\u91d1\u984d\u3068\u5229\u606f\u3092\u5408\u308f\u305b\u305f\u7dcf\u652f\u6255\u984d\u3082\u6e1b\u3089\u305b\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u6708\u3005\u306e\u8fd4\u6e08\u8ca0\u62c5\u984d\u3068\u540c\u3058\u3088\u3046\u306b\u30013,000\u4e07\u5186\u306e\u7269\u4ef6\u3067\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u91d1\u5229\u306f1.48\uff05\uff08\u5168\u671f\u9593\u56fa\u5b9a\u30fb\u5143\u5229\u5747\u7b49\uff09\u3001\u501f\u5165\u671f\u959335\u5e74\u3067\u8af8\u8cbb\u7528\u306f\u8003\u3048\u306a\u3044\u3082\u306e\u3068\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>&nbsp;<\/td><td>\u982d\u91d1<\/td><td>\u501f\u5165\u984d<\/td><td>\u8fd4\u6e08\u7dcf\u984d<\/td><td>\u7dcf\u652f\u6255\u984d\uff08\u501f\u5165\u984d\uff0b\u982d\u91d1\uff09<\/td><\/tr><tr><td>\u2460<\/td><td>0\u5186\uff08\u306a\u3057\uff09<\/td><td>3,000\u4e07\u5186<\/td><td>\u7d043,846\u4e07\u5186<\/td><td>\u7d043,846\u4e07\u5186<\/td><\/tr><tr><td>\u2461<\/td><td>300\u4e07\u5186\uff081\u5272\uff09<\/td><td>2,700\u4e07\u5186<\/td><td>\u7d043,461\u4e07\u5186<\/td><td>\u7d043,761\u4e07\u5186<\/td><\/tr><tr><td>\u2462<\/td><td>600\u4e07\u5186\uff082\u5272\uff09<\/td><td>2,400\u4e07\u5186<\/td><td>\u7d043,076\u4e07\u5186<\/td><td>\u7d043,676\u4e07\u5186<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u203b<a href=\"https:\/\/www.simulation.jhf.go.jp\/type\/simulation\/hikaku\/openPage.do\">\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u8fd4\u6e08\u30d7\u30e9\u30f3\u6bd4\u8f03\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/a>\u3088\u308a\u4f5c\u6210<\/p>\n\n\n\n<p>\u2460\u3068\u2462\u3092\u6bd4\u3079\u308b\u3068\u3001\u7dcf\u652f\u6255\u984d\u306b\u7d04170\u4e07\u5186\u3082\u306e\u5dee\u304c\u51fa\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3064\u307e\u308a\u3001\u982d\u91d1\u3092600\u4e07\u5186\u6e96\u5099\u3059\u308c\u3070\u3001\u982d\u91d1\u306a\u3057\u306e\u5834\u5408\u3068\u6bd4\u3079\u3066\u7dcf\u652f\u6255\u984d\u3092\u7d04170\u4e07\u5186\u3082\u6e1b\u3089\u305b\u308b\u3068\u3044\u3046\u3053\u3068\u3002\u540c\u3058\u91d1\u5229\u3067\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u3082\u982d\u91d1\u306e\u6709\u7121\u3067\u7dcf\u652f\u6255\u984d\u306b\u91d1\u984d\u5dee\u304c\u51fa\u308b\u306e\u3067\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u3084\u306f\u308a\u5927\u304d\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u304f\u306a\u308b<\/h3>\n\n\n\n<p>\u982d\u91d1\u3092\u5165\u308c\u3066\u501f\u5165\u984d\u3092\u6e1b\u3089\u305b\u3070\u3001\u982d\u91d10\u5186\u306e\u5834\u5408\u3068\u6bd4\u3079\u3066\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u304f\u306a\u308b\u3053\u3068\u3082\u30e1\u30ea\u30c3\u30c8\u306e1\u3064\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u982d\u91d1\u306a\u3057\u3067\u501f\u5165\u4e0a\u9650\u984d\u304e\u308a\u304e\u308a\u306e\u91d1\u984d\u3067\u5be9\u67fb\u306b\u7533\u3057\u8fbc\u3093\u3060\u5834\u5408\u3001\u4ed6\u306e\u30ed\u30fc\u30f3\u3084\u8cc7\u7523\u72b6\u6cc1\u306b\u3088\u3063\u3066\u306f\u5be9\u67fb\u306b\u843d\u3061\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001\u982d\u91d1\u3092\u5165\u308c\u308c\u3070\u501f\u5165\u4e0a\u9650\u984d\u304e\u308a\u304e\u308a\u306e\u30e9\u30a4\u30f3\u3092\u56de\u907f\u3067\u304d\u308b\u306e\u3067\u3001\u4ed6\u306b\u30ed\u30fc\u30f3\u304c\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u304f\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u91d1\u878d\u6a5f\u95a2\u3084\u30ed\u30fc\u30f3\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u306f\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u3067\u512a\u9047\u91d1\u5229\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u3082\u3002<\/p>\n\n\n\n<p>\u4f8b\u3048\u3070\u3001\u5168\u671f\u9593\u56fa\u5b9a\u91d1\u5229<a href=\"https:\/\/www.familyls.jp\/product\/flat35\/\">\u3010\u30d5\u30e9\u30c3\u30c835\u3011<\/a>\u3067\u3042\u308c\u3070\u300c\u982d\u91d1\u306a\u3057\u300d\u3068\u300c\u982d\u91d11\u5272\u4ee5\u4e0a\u300d\u3067\u306f\u3001\u91d1\u5229\u5dee\u304c\u3042\u308b\u3053\u3068\u3092\u660e\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"content3\">\u982d\u91d1\u3092\u5165\u308c\u308b\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n\n\n\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u306b\u3042\u305f\u3063\u3066\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u591a\u3044\u3067\u3059\u304c\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308b\u305f\u3081\u3001\u3057\u3063\u304b\u308a\u3068\u7406\u89e3\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u982d\u91d1\u3092\u7528\u610f\u3059\u308b\u6642\u9593\u304c\u304b\u304b\u308b<\/h3>\n\n\n\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8ca0\u62c5\u3092\u8003\u3048\u300c\u982d\u91d1\u3092\u3057\u3063\u304b\u308a\u3068\u8caf\u3081\u3066\u304b\u3089\u5bb6\u3092\u8cb7\u304a\u3046\u300d\u3068\u8003\u3048\u308b\u65b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u4f4f\u5b85\u4fa1\u683c\u306e2\u5272\u7a0b\u5ea6\u306e\u982d\u91d1\u3092\u8caf\u3081\u308b\u3068\u306a\u308b\u3068\u3001\u305d\u308c\u306a\u308a\u306b\u6642\u9593\u3092\u8981\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u982d\u91d1\u3092\u8caf\u3081\u308b\u9593\u306b\u3001\u91d1\u5229\u3084\u7269\u4ef6\u4fa1\u683c\u304c\u4e0a\u304c\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u5b9f\u969b\u306b\u3001\u4f4f\u5b85\u4fa1\u683c\u306f\u5e74\u3005\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u7406\u60f3\u306e\u7269\u4ef6\u306b\u51fa\u4f1a\u3048\u305f\u3068\u304d\u306b\u3082\u3001\u982d\u91d1\u3067\u60a9\u3093\u3067\u3044\u308b\u3046\u3061\u306b\u4ed6\u306e\u4eba\u306b\u8cfc\u5165\u3055\u308c\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u4f4f\u5b85\u8cfc\u5165\u306f\u8cc7\u91d1\u7e70\u308a\u3092\u8003\u3048\u308b\u3053\u3068\u3082\u5fc5\u8981\u3067\u3059\u304c\u3001\u30bf\u30a4\u30df\u30f3\u30b0\u3082\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u982d\u91d1\u3070\u304b\u308a\u306b\u3068\u3089\u308f\u308c\u305a\u3001\u72b6\u6cc1\u304b\u3089\u8cfc\u5165\u3092\u5224\u65ad\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 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